A. OMTPL operates a peer-to-peer online credit platform that connects potential borrowers and lenders and facilitates, through its website, borrowers to procure and lenders to finance unsecured private and commercial loans. Lenders are entitled to the deposit and set-off that lenders may use at any time, without prejudice to their specific rights of other agreements, at their discretion and without informing the borrower, to use all funds that belong to the borrower and that are/deposited with the lenders or that are due by the lenders to the borrower. for all contributions and outstanding amounts of lenders under or in respect of a credit facility, including all fees/charges/fees payable under this loan agreement. OMTPL results from breaches under clause 7 of this Loan Agreement and/or breach/breach of transaction documents by the Borrower and/or breach/breach of the Terms and Conditions of Sale by the Borrower and/or the Borrower`s failure to comply with applicable laws, rules and regulations or agreements in force. UPON REQUEST, I promise borrower 1, the unconditional borrower, [name of investor], lender in Kolkata or any other place the lender may designate, to pay the principal amount of Rs. [20000/-] With only 2000} with interest, from the date of this agreement up to and including payment data, at interest calculated at 18% (eighteen percent) per year. This amount may not exceed the amount due to the lender by the borrower in accordance with the repayment plan contained in the loan agreement concluded between the borrower and the lender “loan agreement”. The borrower acknowledges that the delay is essential and unconditionally promises that, for any amount of principal and interest payable under this debt instrument, the borrower must not pay a late payment fee of 27.00% (twenty-seven points zero zero percent) per year above and above the interest rate of this sum until its realization within three (3) days of the date on which the lender requires payment of a such amount. “loan” means the amount of the loan/financial assistance indicated in the loan agreement and, if there is more than one lender, the loan is the amount of the loan/financial assistance indicated against the name of that lender in the loan agreement. . . .