(a) where a change or debt instrument has been given to the owner by a lessee or a surety under a lease purchase agreement, in respect of an amount to be paid under the contract; and (5) The lessee shall inform the owner, no later than fourteen days before the expiry of an insurance policy for a motor vehicle, that the lessee has renewed the policy or that he has implemented a new insurance policy. 6. If the lessee has not renewed the insurance policy or had a new policy issued, the lessee is free to insure the insurance of the motor vehicle and the costs incurred shall be borne by the lessee. “dealer” means a person who is not the landlord, owner or agent of the owner, by whom or on behalf of the owner, negotiations have been conducted for the conclusion of a lease purchase agreement with the owner, or who has arranged, on behalf of the owner, the transaction that gave rise to a lease agreement with the owner; “goods” means all replacements or renewals by the lessee of parts or parts thereof and any accessory added or completed by the lessee during the term of the lease; “lease” means a lease of property with an option to purchase and a phased purchase agreement (which the contract describes the payments as rent or other contract), but does not include an agreement – (a) ownership of the goods contained therein is transferred at the time of the contract or at any time before delivery of the goods; or 9th. . .